Lowery Home Team at eXp Realty
Carlyn Lowery, Associate Broker · 443-569-3977
eXp Realty · Broker 888-860-7369
Licensed in Maryland, Virginia, Pennsylvania, and Washington, DC

PCSing to
Fort Meade?
Start Here.

Where to live around Fort Meade, what your housing allowance buys, and how to be settled by your report date. From an Annapolis Associate Broker and Navy veteran.

Carlyn Lowery, Associate Broker
U.S. Navy veteran · 24 years in this market · 280+ closed transactions
What's in the guide

What you'll get

  • Your housing allowance turned into a rough purchase price for E-5, O-3, and O-5 with dependents, and where those numbers land in local prices.
  • A plan counted back from your report date: household goods, pre-approval, touring, and the lodging allowance for the move.
  • Rent first, buy, or buy to keep as a rental when your next orders come, with what to check before each one.
  • Five towns by the drive from the Reece Road Gate at 4:30 pm, from Google Maps, with median prices and the trade-off of each.
  • Schools, family programs, and a spouse's professional license on a military move.
  • VA loan points for buying from a distance, and the Maryland property tax exemption for disabled veterans.
  • Seven mistakes relocating buyers make here, including what waterfront does and does not include.

It answers the questions general relocation sites leave open, with Fort Meade's own gate, housing allowance rates, and towns.

Carlyn Lowery
About Carlyn

Carlyn Lowery, Associate Broker

Carlyn is a U.S. Navy veteran who grew up in a Navy family, so orders, report dates, and moving on a deadline are familiar ground. She chose Annapolis after years of moving for work, and it is the longest she has lived anywhere.

24 years as a licensed agent in this market and 280+ closed transactions. Before real estate she spent a decade building internet software. Buying from a distance is routine here.

How it works with her

  1. Set the budget and the drive. Your allowance, your pre-approval, and a shortlist of towns that fit both.
  2. See houses from where you are. Live video tours and relevant listings for any house you are watching.
  3. Line up the dates. Offer, inspection, settlement, and household goods delivery, matched to your report date.
Why work with Carlyn

What you get

  • Offers built on recent sales in the exact neighborhood, rather than on emotion.
  • Relevant listings for any house you are watching, so you can see where its price sits.
  • Live video tours while you are still at your current post.
  • A sale where you live now and a purchase here, lined up together.
  • Calm, costed choices when an inspection report lands.
What she does differently

Questions first, then a recommendation. Carlyn asks about your orders, your budget, your drive, and what matters most to you, then brings the options that fit and her recommendation, with the reasons, so you understand each choice before you make it.

Where you land

From guessing at prices and drive times from far away, to choosing a house with a clear picture of the price, the drive, and the timing, and a recommendation you understand.

Where to live

Towns in the guide

Severn

$520,000Median5 to 9 min

Typically five to nine minutes to the Reece Road Gate. Established neighborhoods and larger lots; older houses on many streets, so the inspection carries more weight.

Odenton

$459,000Median8 to 20 min

Typically 8 to 20 minutes. Newer townhomes, established single-family streets, a growing town center, and the MARC train station; the short drive is priced in.

Crofton

$468,000Median22 to 40 min

Typically 22 to 40 minutes. Parks, restaurants, and shopping close by; houses on larger lots run well above the town median.

Annapolis

$655,000Median26 to 45 min

Typically 26 to 45 minutes. The water, sailing, the Naval Academy, and a historic downtown; a longer drive and higher prices.

Davidsonville

$966,974Median30 to 50 min

Typically 30 to 50 minutes. Larger lots and a rural setting between Crofton and Annapolis, with fewer listings at any one time.

These sales are context for your pricing range rather than a promise about the price the market will deliver.

Google Maps typical rush-hour range, leaving the Reece Road Gate at 4:30 pm on a weekday. Drive your own route at the hour you would commute.

Why local knowledge matters to you

Routes 295, 32, and 100 back up at both rush hours. And "water" in a listing can mean a view, shared access, water privileges, or true waterfront. Knowing which is which keeps you from paying for a feature the house does not have.

What clients say

Reviews

24 yearsin this market
280+closed transactions
5.082 Google reviews (September 2026)
They were very responsive to answer all of our questions since day one despite of our time difference and distance (VA, HI and MD).
The Garrett Family, a military family buying with a VA loan, Google review
Undaunted by the task of finding them a home during a one week visit, Carlyn shared an excellent action plan based on her knowledge of the current market, experience and my family's needs.
June S., helping family relocate from Hawaii to Maryland, Google review
This is our 3rd (could be more) time working with Carlyn.
Alonna G., a military family, Google review
Thank you for making this long-distance home purchase so simple and pleasant!
Chuck and Paulette W.
A move from start to finish

A couple working as civilians at Fort Meade moved here from Hawaii. Carlyn found them their first house. Years later they wanted more land, so she sold that first house and helped them buy the next one, with both sales lined up together.

Lowery Home Team at eXp Realty
Carlyn Lowery, Associate Broker · 443-569-3977
eXp Realty · Broker 888-860-7369
Licensed in Maryland, Virginia, Pennsylvania, and Washington, DC

You're in. Your guide is ready below.

Questions about a town, a house, or your report date? Call or text 443-569-3977, or find Carlyn on YouTube @loweryhometeam and Instagram @carlynloweryrealtor.

eXp Realty · Broker 888-860-7369